WEALTH PLANNING

REALISING YOUR DREAMS

At Goodbody we create financial plans.

Each plan is crafted to the needs and priorities of each client, providing a clear strategy that both protects and builds the wealth they need to realise their dreams.

WE PROTECT YOUR WEALTH

Inheritance tax planning

We’ll assess your inheritance liabilities and put in place tax-efficient strategies to keep them to a minimum.

Lifelong tax planning

We ensure you make use of your year-on-year tax allowances to minimise your life-long tax bill.

Financial protection

We’ll look at your life and illness insurance needs and advise on how best to protect your family from the unthinkable.

Family business succession

We help you make succession a success by advising how best to hand over the business to the next generation.

Passing on property

We’ll help you keep transfer costs and tax liabilities to a minimum when passing property to family members.

Gifting wealth

We can help you navigate the complex tax rules around gifting wealth and using trusts to enable you to keep a degree of control.

WE BUILD YOUR WEALTH

Portfolio management

We’ll build and manage an investment portfolio to suit your ambitions and risk profile.

Pension planning

We’ll advise on how to maximise the value of your pensions, so you have enough to retire when you want to.

Business income strategy

If you are a business owner, we will advise you on how to take income in the most tax-efficient way.

Business exit

We’ll help you maximise your business’s value, minimise capital gains liabilities, and develop a plan for the sale proceeds.

At retirement

We’ll identify your income needs in retirement and build a plan to ensure your capital lasts as long as you do.

Investing for children

We’ll recommend ways to save for your children’s or grandchildren’s education and future.

Private lending

We can help you secure lending against your investment portfolio or other assets via the Private Banking division of our parent company AIB.

THE COMMON CONCERNS

Investing, pension planning, and inheritance tax advice are the most common services sought by our clients.

Investing

Pension planning

Inheritance tax

Joe Pendergast, Head of Investment Strategy, explains the principles that underpin our investment approach.

Martin O’Hara, Director of Goodbody Pensioneer Trustees, explains the merits of pension planning.

Catriona Coady, Head of Tax, explains our approach to inheritance tax planning.

OUR INVESTMENT PRINCIPLES

Preservation

We seek to provide real growth – allowing for drawdowns and fees – and to preserve the real value of capital over time.

Diversification

We construct well-diversified, liquid portfolios designed to smooth the expected return profile over time.

Asset allocation

It is well established that asset allocation is the most important driver of investment success.

Active management

We are an active investment manager, so we adjust our portfolios for changing global economic conditions.

Long-term

In the short-term markets can be volatile, so we always look to invest over a long-term time horizon.

Governance

We adopt the highest standards of governance by ensuring our asset allocation committee has oversight of all investment decisions.

THE PROCESS

CREATING YOUR PLAN

The cornerstone of our relationship is a financial plan. It visualises your financial future so you make the right decision today to meet your long-term wealth needs.